July 2026 NYC Commercial Real Estate Lender Activity Summary
During July 2026, commercial real estate lending across New York City was led by national banking giants, active regional institutions, and specialty finance lenders.
Top Lenders by Total Volume & Newly Originated Loans
JP Morgan Chase dominated the market with 100 newly gained loans, maintaining its status as the most active lender in NYC commercial real estate finance.
Wilmington Trust ranked second in new loan originations with 35 newly gained loans and zero recorded loan losses.
Customers Bank closely followed with 30 newly gained loans.
Citibank secured a top spot by recording 17 newly gained loans.
Strong Regional & Community Bank Originations
Provident Bank: 14 new loans
Ridgewood Savings Bank: 12 new loans
Flushing Bank: 11 new loans
Cathay Bank & Ponce Bank: 10 new loans each
Webster Bank: 9 new loans
East West Bank: 8 new loans
TD Bank & Maxim Credit Group: 7 new loans each
Lenders Leading in Portfolio Retention
JP Morgan Chase retained 18 loans, leading total portfolio preservation.
NCB (National Cooperative Bank) held 14 existing loans, marking the highest retention volume among non-national banks.
Wells Fargo retained 7 loans.
Apple Bank & Lument Real Estate Capital each retained 6 loans (with Lument’s market activity consisting entirely of retained debt).
Market Shifts & Loan Losses
JP Morgan Chase: 25 lost loans
M&T Bank: 13 lost loans
Citibank: 6 lost loans
Overall, the data underscores a highly competitive NYC debt landscape, where large money-center banks capture high loan volumes while regional banks and relationship lenders maintain strong footholds through refinancing, coop funding, and targeted property placements.
