Top 25 NYC Commercial Real Estate Lenders – April 2026 Report
April 2026 NYC Lending Market Leaders Analysis
When analyzing the Top 25 NYC CRE Lenders for April 2026, the market is seeing massive portfolio velocity. Ranked at the top of the market, JP Morgan Chase showcased significant activity with 69 loans gained, maintaining a strong portfolio stability of 30 loans held, while losing only 8. Following closely in new activity, Flagstar Bank claimed the second spot by securing an impressive 93 loans gained, holding 0, and losing just a single loan. Cathay Bank holds the third position, capturing 18 new loans, keeping 5 in their portfolio, and losing 2. In fourth place, Webster Bank brought in 21 gained loans but experienced notable movement with 0 held and 11 lost. Flushing Bank follows at number five, adding 14 loans to their roster, holding onto 2, and experiencing the highest turnover on the list with 12 loans lost.
In the sixth position, NCB demonstrated exceptional retention by holding 14 existing loans, gaining 1 new loan, and losing none. US Bank ranks seventh, capturing 14 gained loans with a clean slate of 0 held and 0 lost. Apple Bank takes the eighth spot, showing balanced portfolio movement with 6 loans gained, 3 held, and 4 lost. Right behind at number nine, Emigrant recorded 5 loans gained, 4 held, and 3 lost. Wells Fargo rounds out the top ten, securing 4 new loans and holding 5, while seeing a drop of 10 loans lost.
Moving into the second half of the rankings, Habib American Bank stands at number eleven, gaining 9 loans with 0 held and 0 lost. Citibank occupies the twelfth spot, capturing 7 gained loans, holding 0, and losing 2. At number thirteen, Ridgewood Savings Bank registered 5 loans gained, 2 held, and 9 lost. Berkshire Bank ranks fourteenth, showing pure portfolio retention with 6 loans held, 0 gained, and 0 lost. Amalgamated Bank holds the fifteenth position, capturing 6 gained loans with 0 held and 0 lost. Customers Bank sits at number sixteen, logging 4 loans gained, 2 held, and 1 lost.
Completing the active market ranking, Symetra Life takes the seventeenth position with 5 loans gained, 1 held, and 0 lost. Bank Of Hope ranks eighteenth, securing 4 loans gained, 2 held, and 0 lost. Finally, Dime Community Bank rounds out the list at number nineteen, maintaining a balanced movement across its portfolio with 3 loans gained, 3 held, and 5 lost.
Key Market Insights
Aggressive Share Grabs: When analyzing the Top 25 NYC CRE Lenders for April 2026, the market is seeing massive portfolio velocity. Flagstar Bank is heavily chasing new originations with 93 loans gained and only 1 lost, while JP Morgan Chase strikes the ultimate balance by gaining 69 new loans and retaining a market-leading 30.
Refinancing Churn: High borrower turnover is actively hitting mid-market and regional books across the Top 25 NYC CRE Lenders for April 2026. Flushing Bank (12 lost) and Webster Bank (11 lost) saw the sharpest contractions, highlighting an intense environment where real estate operators are actively shopping for alternative capital.
Pure Portfolio Retention: Capital preservation is a core defensive play right now. NCB locked down an exceptional 14 held positions with zero losses, while Berkshire Bank focused entirely on defense with 6 held loans and zero portfolio leakage.
Community Bank Agility: Niche and community players feature prominently among the Top 25 NYC CRE Lenders for April 2026. Institutions like Cathay Bank (18 gained, 5 held) and Habib American Bank (9 gained, 0 lost) continue to outmaneuver larger players by providing targeted liquidity directly to local NYC sectors.
